Dennis Paradis
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Financial Worksheet Calculator


This is a great tool for buyers and sellers.

The calculator walks you through all the costs involved in buying and closing your new home.

And, for those having to sell their existing home first, it includes these costs and net proceeds in your total financial picture.

There are several reports I have created to help you with filling in the costs. These reports are available from this page (see below).

 

1. Request and Print all the reports directly below. They will be instantly emailed to you.

2. Use the Financial Worksheet Calculator below the reports.

You will be able to determine with this calculator how much you can afford, what your buying costs will be, the equity in your current home (if applicable) and how much you need to borrow for your new dream home. Its great!

3. Call me (Dennis Paradis) for a Seller/Buyer Consultation at 416-399-5832 - no cost or obligation, just good, sound, experienced advice.

 


Financial Guideline - Reports



                       Choose your Reports 

You may access this valuable information with no obligation or cost.

 

 

Simply choose the reports you want below by:

  1. Checking the boxes to the left of the title,
  2. Filling in the requested information
  3. Clicking once on the "OK" box.

The reports will be mailed to you as email attachments in just a few seconds.

If you have any questions or need personal assitance, please  Let's Talk   - call me at 416-494-7653.  I'll be pleased to offer my help without any obligation or cost to you.

My “Do Not Disturb” Policy:
If you do not wish anyone to contact you, please feel free to add the words "do not contact” in the comments section of your request form, below. Also, uncheck the box at the bottom of the form. I will respect your preference for privacy.  See my privacy policy.

I hope the reports are of value to you.




Guidelines for Financial Worksheet

Step-by-Step explanation of the items used in the Financial Worksheet Calculator. PDF, 5 pages.

Estimated Monthly Ownership Costs - An Example

This example will help you estimate the utility costs of your new home. There are many factors to take into account asyou will see from this report. PDF, 1 page.

Land Transfer Tax Explained

Buyers pay these two taxes (Prov + City of Toronto - if applicable) at time of closing and they are the largest closing costs involved in the sale. Expect to pay in excess of $6,000 on a house purchased for $300,000 for example. First-time Buyers get breaks on both these taxes with up to $5,000 or more rebate on New and Resale subject to conditions. See how both these taxes are calculated so you can budget for this cost. PDF, 5 pages.


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Financial Worksheet Calculator


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To Print the Results from your Worksheet Calculator

 Use File - Print on your Browser Toolbar

or

Right-click on your mouse and choose Print

 

 

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